What are my options if I want to repay my Samsung Flex loan early?

  • You have a right to repay all or part of your credit early at any time.
  • You can do this by contacting us on 0333 00 33 777* 9 am – 6 pm, Monday to Saturday.
  • We won’t charge you an early repayment fee.
  • If you want to make a prepayment on your Samsung Flex loan, we’ll ask you whether you wish to apply the amount of your prepayment towards reducing your regular monthly payment, your final settlement payment, or both.
  • If you choose to reduce your regular monthly payment, the duration of your credit agreement will remain the same, but your monthly repayments will decrease to smaller equal instalments, and your final settlement payment stays the same.
  • If you choose to apply your prepayment towards reducing the final settlement payment, your regular monthly payment will stay the same.
  • You can also allocate your partial repayment towards reducing your regular monthly payment and your final settlement payment in the proportions you choose to tell us.
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