How does a Samsung Finance Pay in 3 or 6 loan work?

  • You can only apply for this loan when you purchase in a Samsung Experience Store.
  • Subject to eligibility, you can opt to pay for selected Samsung products over 3 or 6 equal instalments at 0% APR.
  • Your basket value is divided by the number of months you’ve opted to spread your payment over to reach the total loan value.
  • You’ll make the first payment up front with a UK credit or debit card in store, and then make the remaining two or five payments on the loan (depending on which option you’ve chosen) via Direct Debit, starting one month after you’ve received your order in full.
  • In some cases, the final payment you make may be slightly higher or lower than the others due to rounding.
  • All other principles and processes relating to standard Samsung Finance loans apply.
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