- You might make a prepayment and inform us you want to apply the amount of your prepayment towards reducing your monthly repayment amount.
- The amount you owe in respect of a monthly repayment will change if, for example, you don’t make payments in full and on time.
- This may also result in your paying more overall (including any late payment fees).
- You’ll normally have to make an additional payment at the end of the monthly repayment term to cover the increased cost (although you can pay it at any time)
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